Do you owe $30,000 or more in unsecured debt and have suffered some significant financial hardship? Do you have any savings or other liquid assets that you can use for a lump-sum payment of about 50–65% of your total debt, or can you raise that amount in 18 months or so? Can you make a monthly payment of at least 3% of your total debt? If your answer to most or all of these questions is yes, then debt settlement could be a great option for you. We’ll go over your specific circumstances with you to help determine whether you’re a good candidate for our debt settlement program.