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Do you owe $30,000 or more in unsecured debt and have suffered some significant financial hardship? Do you have any savings or other liquid assets that you can use for a lump-sum payment of about [...]

No, student loans are not generally eligible for reduction through debt settlement. In my experience, I have never seen a guaranteed student loan debt be included in a debt settlement of any [...]

Debt settlement does not work equally well for every kind of debt. The best debts for a debt settlement program are credit card debts and unsecured lines of credit. On the other hand, things like [...]

Debt settlement does not work equally well for every kind of debt. The best debts for a debt settlement program are credit card debts and unsecured lines of credit. On the other hand, things like [...]

I think that a wise man gathers much counsel, and it’s definitely worth exploring all your options – both bankruptcy and non-bankruptcy. But the optimal candidate for debt settlement would be [...]

Anyone can settle debts with a credit card company, but that doesn’t mean it is the ideal form of debt relief for everyone. A good candidate for debt settlement would be someone who either [...]

Debt settlement may be right for you if you’re someone who really does not want to file a bankruptcy but wants to get out of debt fairly quickly. You’ll need to be able to come up with some money [...]

A good candidate for debt settlement is someone who has a fairly significant amount of unsecured debt, does not want to file bankruptcy, and is looking for rapid debt relief. Perhaps the most [...]

Debt settlement is a type of debt relief that provides an alternative to bankruptcy. It involves negotiating with creditors so that they will accept less than the total amount they are owed to [...]

A secured debt can become an unsecured debt if the underlying collateral is surrendered, such as in a foreclosure or a repossession. In foreclosures and repossessions, the collateral is often [...]