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Debt settlement does not work equally well for every kind of debt. The best debts for a debt settlement program are credit card debts and unsecured lines of credit. On the other hand, things like [...]

Debt settlement does not work equally well for every kind of debt. The best debts for a debt settlement program are credit card debts and unsecured lines of credit. On the other hand, things like [...]

A secured debt can become an unsecured debt if the underlying collateral is surrendered, such as in a foreclosure or a repossession. In foreclosures and repossessions, the collateral is often [...]

The difference between secured and unsecured debt is simply whether or not there is collateral associated with that debt. An example of a secured debt would be your mortgage or car loan. [...]