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Debt Settlement. Debt Negotiation. Debt Resolution. There are many names that the process is known by but they all mean negotiating with one or more creditors to reduce the balances owed by [...]

In my opinion, it would not be advisable to stretch a pay-off over several years. If you are going to reach a settlement with your creditors, you want the process to take a year or less. I would [...]

There are some definite downsides to lengthening the debt negotiation process. The first is that a creditor may sue you at any point during the period of a debt negotiation plan or debt [...]

There’s no reason that you would want to extend the negotiating process, because until the debt settlement is complete, creditors will continue to pursue you to collect on the debt, interest and [...]

The debt settlement process typically takes between 6 and 24 months. Sometimes, an individual will have a lump sum of money that can be used to pay off a debt that is already aged—and in some of [...]

A qualified debt settlement firm or attorney will help you get out of debt by negotiating with your credit card companies so that they will accept less than the total amount they are owed, [...]

Any matter related to your personal finances needs to be handled very carefully, since a mistake in this area can be very costly. Ninety percent of successful debt reduction through debt [...]

When you are choosing a debt settlement firm, it is critical that you understand not only how much the firm will charge, but also how and when they will do so. More than any other factor, the fee [...]