Archives

Do you owe $30,000 or more in unsecured debt and have suffered some significant financial hardship? Do you have any savings or other liquid assets that you can use for a lump-sum payment of about [...]

Debt settlement, also referred to as debt negotiation, is the art of negotiating with your creditors so they will accept less than the full amount of the debt owed to them, generally 50–65 cents [...]

There’s no shortage of companies out there trying to get your debt settlement business. In fact, it seems like every day another company pops up saying that they are debt negotiation experts. [...]

Debt settlement is a type of debt relief that provides an alternative to bankruptcy. It involves negotiating with creditors so that they will accept less than the total amount they are owed to [...]

If you cannot meet your monthly credit card payments, it’s wise to develop a debt-relief strategy. Developing a comprehensive debt-relief strategy involves making a thorough assessment of your [...]

As a practicing bankruptcy attorney, I’ve seen people make many of the same money mistakes, year after year, time and time again, and I’d like to point a few of those out to you. One very common [...]

Yes! While bankruptcy is a legitimate means of obtaining debt relief in certain situations, it is one that many people prefer to avoid if at all possible. Even if your circumstances are such that [...]

In a nutshell, there are five basic ways to achieve debt relief, each of which is described briefly below. Which option is best for you will depend on your specific situation. Although they share [...]