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Do you have a large amount of credit card debt that you need to pay off? For the many individuals throughout Boulder and Denver who want help in paying off credit card debt, the Denver area’s [...]

Do you owe $30,000 or more in unsecured debt and have suffered some significant financial hardship? Do you have any savings or other liquid assets that you can use for a lump-sum payment of about [...]

Debt settlement, also referred to as debt negotiation, is the art of negotiating with your creditors so they will accept less than the full amount of the debt owed to them, generally 50–65 cents [...]

Although different creditors have different settlement guidelines, you can typically expect to pay around 50 cents on the dollar for your debts, including all fees.

There are some definite downsides to lengthening the debt negotiation process. The first is that a creditor may sue you at any point during the period of a debt negotiation plan or debt [...]

There’s no reason that you would want to extend the negotiating process, because until the debt settlement is complete, creditors will continue to pursue you to collect on the debt, interest and [...]

The debt settlement process typically takes between 6 and 24 months. Sometimes, an individual will have a lump sum of money that can be used to pay off a debt that is already aged—and in some of [...]

Once you’ve started the debt settlement process, your attorney or debt settlement firm will begin debt settlement negotiations as soon as you have sufficient funds in your trust account to make a [...]

Although you can certainly work directly with your creditors to settle your debts yourself, that doesn’t necessarily mean it is a good idea to do so. Before deciding to negotiate with your [...]

The primary advantage to going with a small firm to handle your debt settlement is that you will most likely be dealing directly with the attorney who is handling the settlement. And if your firm [...]