Can a creditor threaten me?
The Fair Debt Collection Practices Act prohibits debt collectors from threatening you. If you do receive threats from a debt collector, I recommend that you contact the Colorado State Attorney [...]
What if a creditor demands that I call them back by a certain date or time?
Although creditors and debt collectors often say anything they want, they cannot legally demand that you return a phone call by a certain date or time. If they do make demands like that, the best [...]
What should I do if I receive a debt collection notice and want to dispute the validity of the debt?
If you receive a collection notice and want to formally dispute the validity of the debt, you must do so within 30 days from the time you receive the notice from the debt collector. If you want [...]
Can creditors call me at work?
In Colorado, creditors are not allowed to call you at work if you’ve informed them that you are not allowed to take personal calls at the office or at work.
Can my wages be garnished for non-payment of a debt?
Yes, your wages can be garnished for non-payment of a debt. In Colorado, creditors can take 25% of your take-home pay if you do not pay a debt – but they must have a court-ordered judgment [...]
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