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A debt settlement program will not prevent you from getting credit in the future. Certainly it will damage your credit in the short run, but in approximately 18 months after you are you are out [...]

In my experience, once an individual completes a debt settlement program and is debt-free, it generally takes about 18 months or so for the person’s credit to bounce back to the level it was at [...]

A debt settlement notation will remain on your credit report for seven years from the date of the settlement. However, as a practical matter, once all your debts are settled and you’re debt-free, [...]

When you settle a debt, it will appear on your credit report as “paid as agreed” or “settled,” both of which are negative notations. It will come off your credit report seven years from the date [...]

When it comes to credit of any kind, the only way to keep your credit rating high is to pay your debts in full, on time, all the time. There is no doubt that your credit rating will be adversely [...]