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Is Debt Settlement the Best Option for You? When it comes to credit of any kind, the only way to keep your credit rating high is to pay your debts in full, on time, all the time. There is no [...]

No, they are not the same thing at all. In a consumer credit counseling plan, you pay back all of your debt over time, plus interest (although usually at a reduced interest rate). With debt [...]

Developing a strategy for becoming debt-free involves exploring both your bankruptcy and non-bankruptcy options. It would definitely be worth your while to visit with a bankruptcy attorney to [...]

Yes! While bankruptcy is a legitimate means of obtaining debt relief in certain situations, it is one that many people prefer to avoid if at all possible. Even if your circumstances are such that [...]

In a nutshell, there are five basic ways to achieve debt relief, each of which is described briefly below. Which option is best for you will depend on your specific situation. Although they share [...]