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After you file bankruptcy, the bankruptcy notation will remain on your credit report for ten years, just as any court-related item would. Debt settlements remain on your credit report for seven [...]

Entering a debt settlement program cannot stop a lawsuit, and that’s one of its disadvantages. If you are facing one or multiple lawsuits, bankruptcy would probably be a better option to look at. [...]

More than a million people file Chapter 7 bankruptcy every year, and in all of those cases, credit card companies receive nothing. Because they know that Chapter 7 bankruptcy is a very real [...]

Developing a strategy for becoming debt-free involves exploring both your bankruptcy and non-bankruptcy options. It would definitely be worth your while to visit with a bankruptcy attorney to [...]

Yes! While bankruptcy is a legitimate means of obtaining debt relief in certain situations, it is one that many people prefer to avoid if at all possible. Even if your circumstances are such that [...]

In a nutshell, there are five basic ways to achieve debt relief, each of which is described briefly below. Which option is best for you will depend on your specific situation. Although they share [...]

If you are looking for relief from your debts, you probably already know that you can follow one of two distinct paths: bankruptcy and non-bankruptcy. Before you decide which path to choose, you [...]