General Debt Relief Info

In Colorado, if a creditor has a court-ordered judgment against you, they can garnish up to 25% of your take-home pay. If the judgment is for a guaranteed student loan, the federal government can [...]

In order for a creditor to garnish your bank account or your wages, they must have a court order granting them the right to do so. That being said, sometimes creditors will tell you that if you [...]

Social Security income is legally exempt from garnishment, so creditors cannot garnish that income. However, if they have received a court-ordered judgment against you, they may seize your bank [...]

The Fair Debt Collection Practices Act prohibits debt collectors from threatening you. If you do receive threats from a debt collector, I recommend that you contact the Colorado State Attorney [...]

Although creditors and debt collectors often say anything they want, they cannot legally demand that you return a phone call by a certain date or time. If they do make demands like that, the best [...]

If you receive a collection notice and want to formally dispute the validity of the debt, you must do so within 30 days from the time you receive the notice from the debt collector. If you want [...]

In Colorado, creditors are not allowed to call you at work if you’ve informed them that you are not allowed to take personal calls at the office or at work.

Yes, your wages can be garnished for non-payment of a debt. In Colorado, creditors can take 25% of your take-home pay if you do not pay a debt – but they must have a court-ordered judgment [...]

If you’re served with a summons for a court appearance in a debt collection matter, you must take it seriously, and I think that the first thing you should do is contact an attorney with [...]

There are two ways to stop creditors from calling you. One way is to hire an attorney to represent you with respect to your debts. Once you’ve informed a creditor that you’ve hired an attorney to [...]