In order for a creditor to garnish your bank account or your wages, they must have a court order granting them the right to do so. That being said, sometimes creditors will tell you that if you [...]
Although creditors and debt collectors often say anything they want, they cannot legally demand that you return a phone call by a certain date or time. If they do make demands like that, the best [...]
What should I do if I receive a debt collection notice and want to dispute the validity of the debt?
If you receive a collection notice and want to formally dispute the validity of the debt, you must do so within 30 days from the time you receive the notice from the debt collector. If you want [...]
Yes, your wages can be garnished for non-payment of a debt. In Colorado, creditors can take 25% of your take-home pay if you do not pay a debt – but they must have a court-ordered judgment [...]
If you’re served with a summons for a court appearance in a debt collection matter, you must take it seriously, and I think that the first thing you should do is contact an attorney with [...]