I have more credit card debt than I can handle but I don’t want to declare bankruptcy. Are there any other options?
Yes! While bankruptcy is a legitimate means of obtaining debt relief in certain situations, it is one that many people prefer to avoid if at all possible. Even if your circumstances are such that [...]
If you are still accumulating debt and have not initiated either bankruptcy or non-bankruptcy options, then making no payments at all will, at the least, cause your debt to grow at an alarming [...]
In a nutshell, there are five basic ways to achieve debt relief, each of which is described briefly below. Which option is best for you will depend on your specific situation. Although they share [...]