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Can I secure a credit card debt settlement on my own or do I need to hire a debt reduction professional to settle my debts? | Trident Debt Solutions

You can certainly settle debts on your own. There’s no question about that. But you have to ask yourself whether you feel comfortable dealing with creditors and whether you’re willing to deal with that kind of stress. You want to ask yourself whether you understand your legal rights in terms of what debt collectors can and cannot do. You also have to be realistic about whether you’ll be able to get it done as effectively as an experienced attorney who does it for a living. Unless you can get the same rate that an experienced attorney can get, even after you factor in the attorney’s fees, you’re probably not going to save any money by trying to settle the debts yourself.