Debt Settlement FAQs

Click on each category or question for answers to frequently asked questions concerning
debt settlement.
Is Debt Settlement Right for Me?
Q: Is debt settlement the same as debt consolidation or consumer credit counseling?
Q: Will debt settlement work for me?
Q: Can’t I settle debts myself?
Q: Is debt settlement legal?
Q: What are the tax consequences of debt settlement?
Choosing Debts for the Settlement Program
Q: What types of debts can be included in debt settlement?
Q: What is the difference between secured and unsecured debts?
Q: Are there debts that cannot be included in the debt settlement program?
Q: What about debts that have co-signers?
Q: Can I only include those debts that are causing me problems?
Q: Do I have to be behind on my bills to try debt settlement?
The Debt Settlement Process
Q: How long does debt settlement take?
Q: Will Trident Debt Solutions contact all of my creditors for me?
Q: When will Trident Debt Solutions start negotiating with my creditors?
Q: How will I know what Trident is doing for me?
Q: Will you stop interest and late fees from being charged on my accounts?
The Trust Account
Q: Where is my money being held until a debt settlement can be reached?
Q: What happens if I miss a payment to my trust account?
Q: Can I put more money into my trust account?
Dealing With Creditors
Q: Can you stop creditors from calling me?
Q: Should I communicate with my creditors?
Q: Do I continue to pay my creditors while I am in the debt settlement program?
Q: What are the risks of not paying my creditors while I am in the program?
Q: Will I continue to receive correspondence from my creditors?
Q: What happens if I get sued during debt settlement?
Q: Can my wages be garnished during debt settlement?
My Credit Rating
Q: Will debt settlement damage my credit?
Q: Will I ever be able to get a credit card after debt settlement?
Q: How do I go forward with debt settlement?
Other Questions
Q: Does Trident Debt Solutions keep my information confidential?
Q: How do I get started?
Is Debt Settlement Right for Me?
Q: Is debt settlement the same as debt consolidation or consumer credit counseling?
No. With credit counseling, you must pay back all of your debt plus interest. While they
will reduce the interest rates from say 20% to about 8 or 9%, you still pay interest. With
consumer credit counseling, you have to pay back 100% of what you owe. With debt
negotiation, you pay back a fraction of what you owe.
Also, Consumer Credit Counselors are paid by the creditors so they are really working for
them and not you. With debt negotiation, we work only for you, not both sides. Credit
counseling can be a good solution if you have less than about $40,000 of debt and the plan
they propose fits your budget and is less than 36 months long. In most cases, consumer
credit counseling plans are 4-6 years, and that is too long, and it damages your credit
further.
Q: Will debt settlement work for me?
This strategy will work for any individual or business that can answer yes to all or most
of these questions:
Do you owe more than $40,000 in unsecured debt?
Can you make a payment of at least $1000/month to your debts? (We ask that you pay at
least 2-3% of your debt per month. So if your debt is $40,000, we ask for $1600 per month.)
Do you have additional resources to help settle debts with? If you have a lump sum of 50-
65% of your debt, you are an optimal candidate
Q: Can’t I settle debts myself?
Like anything, you can do it yourself. But there are many reasons you may prefer to have
us negotiate your debts. For one, this is all we do. Experience pays. We have the
experience to handle your creditors effectively so we can get you the lowest available
settlement. We know the rules they must abide by, so they cannot use tactics on us that
they may use on a consumer. We know what to say, and what information to withhold to
achieve a maximum savings. Often, when a consumer tries to settle a debt themselves, they
offer up information that hurts their chances of settlement. Skilled collectors are very
good at getting information from consumers that will aid them in debt collection. Most
collectors are masters at intimidation and guilt. They use these tricks as two of their
major weapons. A collector cannot effectively use intimidation or guilt against us, so
they are more likely to settle quickly and at a lower amount.
Also, we know a few other things that the average consumer is unaware of. First, we study
the guidelines of each creditor, so we know before we start what their lowest offer will
be. Maybe more important, we know how to prioritize which accounts get settled first so
that you save the most money overall.
Finally, our managing attorney is a bankruptcy attorney who has filed bankruptcy on
virtually every major creditor in the United States. Creditors know that we are
continually evaluating the bankruptcy option and that they may get no money at all. This
means that we have more leverage because they understand that bankruptcy is an option we
will not shy away from, if necessary.
Q: Is debt settlement legal?
Yes. It is certainly legal to reach a settlement of any debt. And the agreement we make is
binding on the creditor.
Q: What are the tax consequences of debt settlement?
Debt settlement may have tax consequences, but usually will not. A creditor can give you a
1099 for amounts of debt forgiven, but the IRS takes the position that this is not taxable
income if the debtor is “insolvent” at the time of the settlement. This basically means
that you had more debt than assets. If you are not “insolvent”, this may not be a good
program for you because you could have a tax liability. Please consult a tax advisor
regarding this issue. Ask your tax advisor to take a look at Rev. Ruling 908. If you get a
1099 during the term of our program, call us and we will give you more information.
Choosing Debts for the Settlement Program
Q: What types of debts can be included in debt settlement?
Trident Debt Solutions works best with credit card debts and other unsecured debts that
are greater than $1000. But other debts may be included. After review of the bill, we will
advise you if it can be included.
Q: What is the difference between secured and unsecured debts?
An unsecured debt is one that has no collateral associated with it. Examples of unsecured
debts are credit cards, lines of credit, signature loans, bounced checks, deficiency
balances on repossessed vehicles, and medical bills. Secured debts have collateral.
Examples of secured debts include mortgages, home equity lines of credit and car loans. If
you have a secured debt like a mortgage or a car loan and then you surrender the home
(foreclosure) or the car (repossession) the debt is now unsecured and we can help.
Q: Are there debts that cannot be included in the debt settlement program?
Yes. Our program cannot cure every financial problem. Nor is it the right step for every
individual. We typically cannot negotiate tax debts, secured debts, alimony, child
support, student loans, court restitution orders and criminal fines. We also do not settle
debts of under $1000. We prefer to see national debts as opposed to a lot of local debts,
like credit unions and local finance companies. But we need to review your situation in
order to best assess your options.
Q: What about debts that have co-signers?
If someone else has co-signed a loan with you, the co-signer may become legally
responsible for paying your debt if you do not pay it in full. This means that these types
of loans are not good ones for our program.
Q: Can I only include those debts that are causing me problems?
No. Generally, we want to have you include all of your unsecured debts. Creditors have
access to your credit report and when they see that you are still paying on some cards, it
can impact the quality of our settlement because they will want to know how come you can
pay some creditors, but not them. We allow you to leave out one or two cards if you feel
it is necessary, but we do not recommend it.
Q: Do I have to be behind on my bills to do this?
No. Whether you are behind or current on your monthly debt payments, we can help you.
The Debt Settlement Process
Q: How long does debt settlement take?
In most cases, we will have you completely debt-free within 4-18 months. If you have a
lump sum, it can sometimes be handled in a month or less. We will not take a client unless
the debts can be settled within 2 years. We want to make the program as short as possible.
Q: Will Trident Debt Solutions contact all of my creditors on my behalf?
Not initially. We contact each creditor, one at a time, when we have the funds to settle
the account.
Q: When will Trident Debt Solutions start negotiating with my creditors?
We begin to settle your debts as soon as we have sufficient funds in your trust account to
make a reasonable offer to one of your creditors. Typically, this is about 6 months into
the program or sooner if you have a lump sum. If you can begin the program with a lump
sum, we can begin settling your debts sooner. The more money you commit to the program in
terms of a monthly payment the sooner we can begin to settle your debts.
Q: How will I know what Trident is doing for me?
You can call or email us and speak to your counselor at any time and find out what your
trust account balance is, what debts have been settled and what the next debt is that we
intend to settle. We also are available for mutually convenient appointments, by phone or
in person, for you to review your file.
Q: Will you stop interest and late fees from being charged on my accounts?
No. Interest rates and late fees will not stop accruing during the term of our program.
This is also true if you continue to make your minimum payments. This is why it is very
important to commit to a program of 18 months or less.
The Trust Account
Q: Where is my money being held until a settlement can be reached?
Client funds are held in a trust account for your benefit.
Q: What happens if I miss a payment to my trust account?
We realize that there may be a time when something unexpected occurs and you are unable to
make your monthly payment. If this happens, we let you continue the next month where you
left off. However, time is of the essence. All we ask is that you call and let us know.
Q: Can I put more money into my trust account?
Yes, we encourage it. The sooner you can put more money in your trust account, the sooner
we will have your debts settled. Look for additional ways to contribute to your account,
such as using your tax refund, bonus or any other lump sums you may come upon.
Dealing With Creditors
Q: Can you stop creditors from calling me?
In the vast majority of cases, yes.
Q: Should I communicate with my creditors?
No.
Q: Do I continue to pay my creditors while I am in the debt settlement program?
No. You will pay only those debts that are not included in our program such as your car
payment and your mortgage.
Q: What are the risks of not paying my creditors while I am in the program?
The primary risk is that you could be sued by a creditor in the term of the plan and not
have enough money saved in your trust account to settle the law suit in a lump sum at a
discount. If this is the case, you may have to consider filing bankruptcy at that time.
Trident takes into account how long it will take each creditor to sue you based on our
experience, and prioritizes the settlements accordingly to minimize this risk. Also, if
you do get sued, we can set up a temporary payment plan with the creditor to buy some time
to consider whether bankruptcy may then be appropriate.
Q: Will I continue to receive correspondence from my creditors?
Yes, you will continue to receive statements. Often, creditors will mail settlement offers
directly to you once they know you have hired us. We ask that you read all your mail and
report any settlement offers to us promptly so we can discuss them and try to negotiate a
better settlement.
Q: What happens if I get sued during debt settlement?
If you get sued by a creditor, which may happen, just contact us and we will focus on
settling that debt immediately. We will then settle the case out of court, so you don’t
have to actively be a part of a law suit. If we cannot settle the debt, you will have to
consider bankruptcy at that time.
Q: Can my wages be garnished during debt settlement?
A creditor cannot garnish wages before receiving a Court-ordered judgment authorizing them
to do so. They can’t get a Court-ordered judgment without suing you first. So, before any
garnishment takes place, you would have to be served with a lawsuit, which starts with a
Summons. We would have at least 30 days to take some action. So no one can just garnish
your wages without you getting some advance notice (even though collectors often imply
that they can garnish your paycheck at any time, for intimidation.)
Many collection agencies wrongly threaten that they will immediately garnish your wages
when in fact they have no such power. This is a common tactic meant to intimidate you into
paying the bill.
My Credit Rating
Q: Will debt settlement damage my credit?
Your credit rating will be negatively affected. There is no doubt about this. (Any program
other than paying your debts in full, on time, will have a negative impact on your
credit). However, if you are behind on your bills, your credit may already be bad. At the
end of your debt settlement program, we give all our clients a packet on how to rebuild
credit.
There is also an excellent book on rebuilding credit by Steven Snyder called Credit After
Bankruptcy. Although it applies to post-bankruptcy credit rebuilding, most if not all of
the principles described in the book work for rebuilding credit regardless of your
situation. We highly recommend the book.
If you have excellent credit now, debt settlement, Chapter 7, Consumer Credit Counseling
and Chapter 13 will all affect your credit negatively. How they affect your credit
relative to each other is open to debate. Of these, I would say that Credit Counseling and
Chapter 13 hurt your credit the worst since you will not begin to rebuild your credit
until you are out of the program, 3-5 years down the road. A Chapter 7 is the only method
where you can immediately begin to rebuild credit. Chapter 7 is probably the quickest to
bounce back from, but you will have the “bk” (bankruptcy) notation on your credit report.
Our debt settlement program is two years or less without filing for bankruptcy, so I think
it falls in the middle.
Keep in mind that by making payments on time with your mortgage and car loan, by making
timely payments subsequent to this program, and following certain credit rehabilitation
principles you should be able to regain a good credit rating within a few years after
completing the program.
Q: Will I ever be able to get a credit card after debt settlement?
Yes; however, our goal is to get you out of debt, not into it. But it is a good question,
because the reality is that today it is very difficult to do everything on a cash basis-
particularly getting a plane ticket, a hotel room or shopping online.
Steve can discuss further details with you.
Q: How do I go forward with debt settlement?
The Trident Debt Settlement Program can get you out of debt within 18 months of less for a
total payment of only 50-65% of the amount you owe. However, not everyone qualifies. This
is a rapid debt deduction plan and you must have the 50-65% payment within 18 months.
Other Questions
Q: Does Trident Debt Solutions keep my information confidential?
Absolutely. Our privacy policy is simply this: no information about our clients is sold to
or shared with anyone.
Q: How do I get started?
It’s easy. Call Steve Craig at (303) 872-8492 or contact us by email. We’ll do the rest!

Click on each category or question for answers to frequently asked questions concerning
debt settlement.
Is Debt Settlement Right for Me?
Q: Is debt settlement the same as debt consolidation or consumer credit counseling?
Q: Will debt settlement work for me?
Q: Can’t I settle debts myself?
Q: Is debt settlement legal?
Q: What are the tax consequences of debt settlement?
Choosing Debts for the Settlement Program
Q: What types of debts can be included in debt settlement?
Q: What is the difference between secured and unsecured debts?
Q: Are there debts that cannot be included in the debt settlement program?
Q: What about debts that have co-signers?
Q: Can I only include those debts that are causing me problems?
Q: Do I have to be behind on my bills to try debt settlement?
The Debt Settlement Process
Q: How long does debt settlement take?
Q: Will Trident Debt Solutions contact all of my creditors for me?
Q: When will Trident Debt Solutions start negotiating with my creditors?
Q: How will I know what Trident is doing for me?
Q: Will you stop interest and late fees from being charged on my accounts?
The Trust Account
Q: Where is my money being held until a debt settlement can be reached?
Q: What happens if I miss a payment to my trust account?
Q: Can I put more money into my trust account?
Dealing With Creditors
Q: Can you stop creditors from calling me?
Q: Should I communicate with my creditors?
Q: Do I continue to pay my creditors while I am in the debt settlement program?
Q: What are the risks of not paying my creditors while I am in the program?
Q: Will I continue to receive correspondence from my creditors?
Q: What happens if I get sued during debt settlement?
Q: Can my wages be garnished during debt settlement?
My Credit Rating
Q: Will debt settlement damage my credit?
Q: Will I ever be able to get a credit card after debt settlement?
Q: How do I go forward with debt settlement?
Other Questions
Q: Does Trident Debt Solutions keep my information confidential?
Q: How do I get started?
Is Debt Settlement Right for Me?
Q: Is debt settlement the same as debt consolidation or consumer credit counseling?
No. With credit counseling, you must pay back all of your debt plus interest. While they
will reduce the interest rates from say 20% to about 8 or 9%, you still pay interest. With
consumer credit counseling, you have to pay back 100% of what you owe. With debt
negotiation, you pay back a fraction of what you owe.
Also, Consumer Credit Counselors are paid by the creditors so they are really working for
them and not you. With debt negotiation, we work only for you, not both sides. Credit
counseling can be a good solution if you have less than about $40,000 of debt and the plan
they propose fits your budget and is less than 36 months long. In most cases, consumer
credit counseling plans are 4-6 years, and that is too long, and it damages your credit
further.
Q: Will debt settlement work for me?
This strategy will work for any individual or business that can answer yes to all or most
of these questions:
Do you owe more than $40,000 in unsecured debt?
Can you make a payment of at least $1000/month to your debts? (We ask that you pay at
least 2-3% of your debt per month. So if your debt is $40,000, we ask for $1600 per month.)
Do you have additional resources to help settle debts with? If you have a lump sum of 50-
65% of your debt, you are an optimal candidate
Q: Can’t I settle debts myself?
Like anything, you can do it yourself. But there are many reasons you may prefer to have
us negotiate your debts. For one, this is all we do. Experience pays. We have the
experience to handle your creditors effectively so we can get you the lowest available
settlement. We know the rules they must abide by, so they cannot use tactics on us that
they may use on a consumer. We know what to say, and what information to withhold to
achieve a maximum savings. Often, when a consumer tries to settle a debt themselves, they
offer up information that hurts their chances of settlement. Skilled collectors are very
good at getting information from consumers that will aid them in debt collection. Most
collectors are masters at intimidation and guilt. They use these tricks as two of their
major weapons. A collector cannot effectively use intimidation or guilt against us, so
they are more likely to settle quickly and at a lower amount.
Also, we know a few other things that the average consumer is unaware of. First, we study
the guidelines of each creditor, so we know before we start what their lowest offer will
be. Maybe more important, we know how to prioritize which accounts get settled first so
that you save the most money overall.
Finally, our managing attorney is a bankruptcy attorney who has filed bankruptcy on
virtually every major creditor in the United States. Creditors know that we are
continually evaluating the bankruptcy option and that they may get no money at all. This
means that we have more leverage because they understand that bankruptcy is an option we
will not shy away from, if necessary.
Q: Is debt settlement legal?
Yes. It is certainly legal to reach a settlement of any debt. And the agreement we make is
binding on the creditor.
Q: What are the tax consequences of debt settlement?
Debt settlement may have tax consequences, but usually will not. A creditor can give you a
1099 for amounts of debt forgiven, but the IRS takes the position that this is not taxable
income if the debtor is “insolvent” at the time of the settlement. This basically means
that you had more debt than assets. If you are not “insolvent”, this may not be a good
program for you because you could have a tax liability. Please consult a tax advisor
regarding this issue. Ask your tax advisor to take a look at Rev. Ruling 908. If you get a
1099 during the term of our program, call us and we will give you more information.
Choosing Debts for the Settlement Program
Q: What types of debts can be included in debt settlement?
Trident Debt Solutions works best with credit card debts and other unsecured debts that
are greater than $1000. But other debts may be included. After review of the bill, we will
advise you if it can be included.
Q: What is the difference between secured and unsecured debts?
An unsecured debt is one that has no collateral associated with it. Examples of unsecured
debts are credit cards, lines of credit, signature loans, bounced checks, deficiency
balances on repossessed vehicles, and medical bills. Secured debts have collateral.
Examples of secured debts include mortgages, home equity lines of credit and car loans. If
you have a secured debt like a mortgage or a car loan and then you surrender the home
(foreclosure) or the car (repossession) the debt is now unsecured and we can help.
Q: Are there debts that cannot be included in the debt settlement program?
Yes. Our program cannot cure every financial problem. Nor is it the right step for every
individual. We typically cannot negotiate tax debts, secured debts, alimony, child
support, student loans, court restitution orders and criminal fines. We also do not settle
debts of under $1000. We prefer to see national debts as opposed to a lot of local debts,
like credit unions and local finance companies. But we need to review your situation in
order to best assess your options.
Q: What about debts that have co-signers?
If someone else has co-signed a loan with you, the co-signer may become legally
responsible for paying your debt if you do not pay it in full. This means that these types
of loans are not good ones for our program.
Q: Can I only include those debts that are causing me problems?
No. Generally, we want to have you include all of your unsecured debts. Creditors have
access to your credit report and when they see that you are still paying on some cards, it
can impact the quality of our settlement because they will want to know how come you can
pay some creditors, but not them. We allow you to leave out one or two cards if you feel
it is necessary, but we do not recommend it.
Q: Do I have to be behind on my bills to do this?
No. Whether you are behind or current on your monthly debt payments, we can help you.
The Debt Settlement Process
Q: How long does debt settlement take?
In most cases, we will have you completely debt-free within 4-18 months. If you have a
lump sum, it can sometimes be handled in a month or less. We will not take a client unless
the debts can be settled within 2 years. We want to make the program as short as possible.
Q: Will Trident Debt Solutions contact all of my creditors on my behalf?
Not initially. We contact each creditor, one at a time, when we have the funds to settle
the account.
Q: When will Trident Debt Solutions start negotiating with my creditors?
We begin to settle your debts as soon as we have sufficient funds in your trust account to
make a reasonable offer to one of your creditors. Typically, this is about 6 months into
the program or sooner if you have a lump sum. If you can begin the program with a lump
sum, we can begin settling your debts sooner. The more money you commit to the program in
terms of a monthly payment the sooner we can begin to settle your debts.
Q: How will I know what Trident is doing for me?
You can call or email us and speak to your counselor at any time and find out what your
trust account balance is, what debts have been settled and what the next debt is that we
intend to settle. We also are available for mutually convenient appointments, by phone or
in person, for you to review your file.
Q: Will you stop interest and late fees from being charged on my accounts?
No. Interest rates and late fees will not stop accruing during the term of our program.
This is also true if you continue to make your minimum payments. This is why it is very
important to commit to a program of 18 months or less.
The Trust Account
Q: Where is my money being held until a settlement can be reached?
Client funds are held in a trust account for your benefit.
Q: What happens if I miss a payment to my trust account?
We realize that there may be a time when something unexpected occurs and you are unable to
make your monthly payment. If this happens, we let you continue the next month where you
left off. However, time is of the essence. All we ask is that you call and let us know.
Q: Can I put more money into my trust account?
Yes, we encourage it. The sooner you can put more money in your trust account, the sooner
we will have your debts settled. Look for additional ways to contribute to your account,
such as using your tax refund, bonus or any other lump sums you may come upon.
Dealing With Creditors
Q: Can you stop creditors from calling me?
In the vast majority of cases, yes.
Q: Should I communicate with my creditors?
No.
Q: Do I continue to pay my creditors while I am in the debt settlement program?
No. You will pay only those debts that are not included in our program such as your car
payment and your mortgage.
Q: What are the risks of not paying my creditors while I am in the program?
The primary risk is that you could be sued by a creditor in the term of the plan and not
have enough money saved in your trust account to settle the law suit in a lump sum at a
discount. If this is the case, you may have to consider filing bankruptcy at that time.
Trident takes into account how long it will take each creditor to sue you based on our
experience, and prioritizes the settlements accordingly to minimize this risk. Also, if
you do get sued, we can set up a temporary payment plan with the creditor to buy some time
to consider whether bankruptcy may then be appropriate.
Q: Will I continue to receive correspondence from my creditors?
Yes, you will continue to receive statements. Often, creditors will mail settlement offers
directly to you once they know you have hired us. We ask that you read all your mail and
report any settlement offers to us promptly so we can discuss them and try to negotiate a
better settlement.
Q: What happens if I get sued during debt settlement?
If you get sued by a creditor, which may happen, just contact us and we will focus on
settling that debt immediately. We will then settle the case out of court, so you don’t
have to actively be a part of a law suit. If we cannot settle the debt, you will have to
consider bankruptcy at that time.
Q: Can my wages be garnished during debt settlement?
A creditor cannot garnish wages before receiving a Court-ordered judgment authorizing them
to do so. They can’t get a Court-ordered judgment without suing you first. So, before any
garnishment takes place, you would have to be served with a lawsuit, which starts with a
Summons. We would have at least 30 days to take some action. So no one can just garnish
your wages without you getting some advance notice (even though collectors often imply
that they can garnish your paycheck at any time, for intimidation.)
Many collection agencies wrongly threaten that they will immediately garnish your wages
when in fact they have no such power. This is a common tactic meant to intimidate you into
paying the bill.
My Credit Rating
Q: Will debt settlement damage my credit?
Your credit rating will be negatively affected. There is no doubt about this. (Any program
other than paying your debts in full, on time, will have a negative impact on your
credit). However, if you are behind on your bills, your credit may already be bad. At the
end of your debt settlement program, we give all our clients a packet on how to rebuild
credit.
There is also an excellent book on rebuilding credit by Steven Snyder called Credit After
Bankruptcy. Although it applies to post-bankruptcy credit rebuilding, most if not all of
the principles described in the book work for rebuilding credit regardless of your
situation. We highly recommend the book.
If you have excellent credit now, debt settlement, Chapter 7, Consumer Credit Counseling
and Chapter 13 will all affect your credit negatively. How they affect your credit
relative to each other is open to debate. Of these, I would say that Credit Counseling and
Chapter 13 hurt your credit the worst since you will not begin to rebuild your credit
until you are out of the program, 3-5 years down the road. A Chapter 7 is the only method
where you can immediately begin to rebuild credit. Chapter 7 is probably the quickest to
bounce back from, but you will have the “bk” (bankruptcy) notation on your credit report.
Our debt settlement program is two years or less without filing for bankruptcy, so I think
it falls in the middle.
Keep in mind that by making payments on time with your mortgage and car loan, by making
timely payments subsequent to this program, and following certain credit rehabilitation
principles you should be able to regain a good credit rating within a few years after
completing the program.
Q: Will I ever be able to get a credit card after debt settlement?
Yes; however, our goal is to get you out of debt, not into it. But it is a good question,
because the reality is that today it is very difficult to do everything on a cash basis-
particularly getting a plane ticket, a hotel room or shopping online.
Steve can discuss further details with you.
Q: How do I go forward with debt settlement?
The Trident Debt Settlement Program can get you out of debt within 18 months of less for a
total payment of only 50-65% of the amount you owe. However, not everyone qualifies. This
is a rapid debt deduction plan and you must have the 50-65% payment within 18 months.
Other Questions
Q: Does Trident Debt Solutions keep my information confidential?
Absolutely. Our privacy policy is simply this: no information about our clients is sold to
or shared with anyone.
Q: How do I get started?
It’s easy. Call Steve Craig at (303) 872-8492 or contact us by email. We’ll do the rest!