Yes, it is certainly legal to negotiate with your creditors to settle a debt, and any agreement we make with your creditors is binding.
Read more →Do you owe $30,000 or more in unsecured debt and have suffered some significant financial hardship? Do you have any savings or other liquid assets that you can use for a lump-sum payment of about 50–65% of your total debt, or can you raise that amount in
Read more →Debt settlement, also referred to as debt negotiation, is the art of negotiating with your creditors so they will accept less than the full amount of the debt owed to them, generally 50–65 cents on the dollar, in full satisfaction of the debt. The goal of our
Read more →You can certainly settle debts on your own. There’s no question about that. But you have to ask yourself whether you feel comfortable dealing with creditors and whether you’re willing to deal with that kind of stress. You want to ask yourself whether you understand your legal
Read more →The debt settlement process typically takes between 6 and 24 months. Sometimes, an individual will have a lump sum of money that can be used to pay off a debt that is already aged—and in some of those cases a settlement can be reached with the creditors
Read more →Although you can certainly work directly with your creditors to settle your debts yourself, that doesn’t necessarily mean it is a good idea to do so. Before deciding to negotiate with your creditors on your own, there are several questions you should ask yourself first. Ask yourself,
Read more →The primary advantage to going with a small firm to handle your debt settlement is that you will most likely be dealing directly with the attorney who is handling the settlement. And if your firm is local (which I strongly recommend), you’ll be able to meet with
Read more →There are many advantages to hiring an attorney to handle your debt settlement. The first advantage is that, once you hire an attorney, creditors can no longer contact you regarding any debt collection matters; they must contact the attorney. Simply not having to deal with creditor phone
Read more →With so many companies out there to choose from in terms of settling your debt, it’s natural to wonder, “How do I know who is reputable and who isn’t?” I think there are a few basic ways you can find out. One is to look at the
Read more →There’s no shortage of companies out there trying to get your debt settlement business. In fact, it seems like every day another company pops up saying that they are debt negotiation experts. There are a couple of ways to go about choosing a reputable company to help
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