Bankruptcy


Is filing bankruptcy worse on my credit report than debt settlement?

After you file bankruptcy, the bankruptcy notation will remain on your credit report for ten years, just as any court-related item would. Debt settlements remain on your credit report for seven years. That being said, is it easier to get credit after filing bankruptcy versus settling your

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I have more credit card debt than I can handle but I don’t want to declare bankruptcy. Are there any other options?

Yes! While bankruptcy is a legitimate means of obtaining debt relief in certain situations, it is one that many people prefer to avoid if at all possible. Even if your circumstances are such that filing for bankruptcy is a viable option, you may be able to resolve

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I have more credit card debt than I can pay off. What are my options?

In a nutshell, there are five basic ways to achieve debt relief, each of which is described briefly below. Which option is best for you will depend on your specific situation. Although they share certain aspects, these options vary greatly in the steps required, the costs involved

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